Last Updated: January 2025
PLEASE READ THESE TERMS CAREFULLY. By accessing or using Savvy Investing Pro's website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use our services.
These Terms of Service ("Terms") constitute a legally binding agreement between you and Savvy Investing Pro LLC ("we," "us," "our," or "Savvy Investing Pro"). These Terms govern your access to and use of our website, services, content, and materials.
By registering for membership, accessing our website, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy and Legal Disclaimer, which are incorporated by reference.
To use our services, you must:
By using our services, you represent and warrant that you meet these eligibility requirements. If you do not meet these requirements, you must not access or use our services.
Savvy Investing Pro provides an educational membership service that includes:
Our services are strictly educational and informational. We do NOT:
To access certain features, you must create an account by providing accurate, current, and complete information. You agree to:
You are solely responsible for maintaining the confidentiality of your password and account. We are not liable for any loss or damage arising from your failure to protect your account credentials.
We reserve the right to suspend or terminate your account at any time, with or without notice, for:
Access to our premium services requires a paid membership. Current pricing is $497 per month, billed on a recurring monthly basis. Fees are subject to change with 30 days' notice to active members.
Your membership will automatically renew at the end of each billing period unless you cancel before the renewal date. You will be charged the then-current rate for renewal. It is your responsibility to cancel before the renewal date to avoid charges.
Due to the digital nature of our services and immediate access to content upon subscription:
You may cancel your membership at any time through your account settings or by contacting us. Cancellation takes effect at the end of your current billing period. You will retain access to services until that date. No refunds will be provided for early cancellation.
You agree NOT to:
When participating in our Telegram community or other interactive features:
Violation of these guidelines may result in removal from the community and/or termination of your membership without refund.
All content, materials, features, and functionality of our services, including but not limited to:
...are owned by Savvy Investing Pro LLC or our licensors and are protected by copyright, trademark, and other intellectual property laws.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our services and content solely for your personal, non-commercial use as a member.
You may NOT:
If you submit content to our services (e.g., forum posts, questions during consultations), you retain ownership but grant us a worldwide, royalty-free license to use, reproduce, modify, and display such content in connection with operating our services.
THIS IS A CRITICAL SECTION. READ CAREFULLY.
All information, analysis, strategies, and recommendations provided through our services are for educational and informational purposes only. Nothing we provide constitutes:
Savvy Investing Pro and its employees are NOT registered investment advisors, broker-dealers, or financial planners. We are not registered with the SEC, FINRA, or any state securities authority. We do not owe you fiduciary duties.
You must consult with licensed financial professionals before making investment decisions. Our content is general information that does not account for your individual circumstances, financial situation, or objectives.
We make NO guarantees, warranties, or promises regarding investment returns, performance, or outcomes. Past performance does not guarantee future results. All investing involves risk of loss.
You acknowledge and accept that:
While we strive for accuracy, we make no representations or warranties regarding:
Content may contain errors, omissions, or be outdated. We reserve the right to correct errors and update content without notice.
Market conditions can change rapidly. Analysis and content may be outdated by the time you receive it. Always verify current market prices and conditions before making decisions.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INVESTMENT LOSSES, MISSED OPPORTUNITIES, OR FINANCIAL DAMAGES ARISING FROM YOUR USE OF OUR SERVICES OR RELIANCE ON OUR CONTENT.
In no event shall Savvy Investing Pro LLC, its owners, officers, employees, contractors, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
This limitation applies regardless of the theory of liability (contract, tort, negligence, strict liability, or otherwise) and even if we have been advised of the possibility of such damages.
Our total aggregate liability to you for all claims arising from your use of our services shall not exceed the amount you paid us for your membership in the 12 months immediately preceding the claim.
Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.
You agree to indemnify, defend, and hold harmless Savvy Investing Pro LLC, its owners, officers, employees, contractors, and affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from or related to:
Our services may integrate with or link to third-party services (e.g., Stripe for payments, Telegram for community). We are not responsible for:
Your use of third-party services is at your own risk and subject to their terms and policies.
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time, with or without notice. We are not liable for any modification, suspension, or discontinuation of services.
We may update these Terms from time to time. Material changes will be communicated via:
Your continued use of our services after changes constitutes acceptance of the updated Terms. If you do not agree to changes, you must cancel your membership.
You may terminate your membership at any time by canceling through your account settings or contacting us. Termination takes effect at the end of your billing period.
We may terminate or suspend your access immediately, without prior notice, for any reason including:
Upon termination:
Before filing any legal action, you agree to first contact us at support@savvyinvestingpro.com to attempt to resolve the dispute informally. We will work in good faith to resolve complaints.
If informal resolution fails, any dispute arising from these Terms or your use of our services shall be resolved through binding arbitration rather than in court, except as provided below.
Arbitration will be conducted by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration will take place in Virginia, and judgment on the arbitration award may be entered in any court with jurisdiction.
Either party may seek injunctive or equitable relief in court to protect intellectual property rights or to enforce confidentiality obligations.
YOU AND SAVVY INVESTING PRO AGREE THAT DISPUTES MUST BE BROUGHT ON AN INDIVIDUAL BASIS ONLY, AND NOT AS A CLASS ACTION, COLLECTIVE ACTION, OR REPRESENTATIVE ACTION. NEITHER YOU NOR WE MAY PARTICIPATE IN A CLASS-WIDE OR REPRESENTATIVE ARBITRATION.
These Terms shall be governed by and construed in accordance with the laws of the State of Virginia, United States, without regard to conflict of law principles.
Any legal action not subject to arbitration must be brought exclusively in the state or federal courts located in Virginia, and you consent to the personal jurisdiction of such courts.
These Terms, together with our Privacy Policy and Legal Disclaimer, constitute the entire agreement between you and Savvy Investing Pro regarding our services and supersede all prior agreements.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be modified to reflect the parties' intention or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full effect.
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision. Any waiver must be in writing and signed by us.
You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations without restriction.
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, natural disasters, war, terrorism, riots, government actions, internet service failures, or labor disputes.
For questions about these Terms or our services, contact us:
Savvy Investing Pro LLC
11815 Fountain Way, Suite 300
Newport News, Virginia 23606
Email: support@savvyinvestingpro.com
Phone: (+1) 240-715-6236
ACKNOWLEDGMENT: By using our services, you acknowledge that you have read these Terms of Service in their entirety, understand their contents, and agree to be bound by all provisions. You understand the risks of investing, acknowledge that we do not provide investment advice, and accept full responsibility for your investment decisions.