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Privacy Policy

Last Updated: January 2025

Savvy Investing Pro LLC ("we," "us," "our," or "Savvy Investing Pro") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

By using our services, you consent to the collection and use of information in accordance with this Privacy Policy. If you do not agree with this policy, please do not access or use our services.

1. Information We Collect

1.1 Personal Information

We collect information that you voluntarily provide to us when you:

  • Register for membership or create an account
  • Subscribe to our newsletter or communications
  • Fill out forms on our website
  • Contact us via email, phone, or contact forms
  • Participate in community discussions or Telegram groups
  • Process payments through our payment processor

This information may include:

  • Name and contact information (email address, phone number, mailing address)
  • Payment information (processed securely by third-party payment processors)
  • Account credentials (username and password)
  • Demographic information (optional)
  • Investment experience and goals (provided voluntarily during consultations)
  • Communication preferences

1.2 Automatically Collected Information

When you visit our website, we automatically collect certain information about your device and usage patterns:

  • Log Data: IP address, browser type, operating system, access times, pages viewed, and referring website
  • Cookies and Tracking Technologies: We use cookies, web beacons, and similar technologies to track activity and store preferences
  • Usage Data: Information about how you interact with our website and services
  • Device Information: Device type, unique device identifiers, and mobile network information

1.3 Information from Third Parties

We may receive information about you from third parties, including:

  • Payment processors (Stripe) regarding transaction status
  • Analytics providers (Google Analytics) about website usage
  • Marketing platforms if you interact with our advertisements
  • Social media platforms if you connect your account

2. How We Use Your Information

We use the collected information for various purposes, including:

2.1 Service Delivery

  • Provide, operate, and maintain our membership services
  • Process your transactions and manage subscriptions
  • Send you research reports, market analysis, and educational content
  • Facilitate 1-on-1 video consultations
  • Provide access to our Telegram community
  • Respond to your inquiries and provide customer support

2.2 Communication

  • Send administrative information (account updates, security alerts)
  • Deliver newsletters and educational content you've subscribed to
  • Notify you about changes to our services or policies
  • Send marketing communications (with your consent, where required)

2.3 Improvement and Analytics

  • Understand how users interact with our website and services
  • Analyze trends and user preferences
  • Improve our content, features, and user experience
  • Develop new products and services
  • Conduct research and analysis

2.4 Legal and Security

  • Comply with legal obligations and regulations
  • Protect against fraud, security threats, and illegal activity
  • Enforce our Terms of Service and other agreements
  • Protect our rights, property, and safety, and that of our users

3. How We Share Your Information

We do not sell, rent, or trade your personal information to third parties. We may share your information in the following circumstances:

3.1 Service Providers

We share information with trusted third-party service providers who assist us in operating our business:

  • Payment Processors: Stripe processes payments securely. We do not store complete credit card information
  • Email Service Providers: To send newsletters and communications
  • Hosting Providers: To host our website and store data
  • Analytics Services: Google Analytics and similar services to understand website usage
  • Communication Platforms: Telegram for community discussions, video conferencing tools for consultations

These service providers are contractually obligated to protect your information and use it only for the purposes we specify.

3.2 Legal Requirements

We may disclose your information if required by law or in response to valid requests by public authorities, including:

  • Compliance with legal obligations (court orders, subpoenas)
  • Protection of our legal rights and interests
  • Investigation of potential violations of our Terms of Service
  • Protection of the safety and security of our users or the public

3.3 Business Transfers

If Savvy Investing Pro is involved in a merger, acquisition, asset sale, or bankruptcy, your information may be transferred to the acquiring entity. We will notify you of any such change and the choices you may have regarding your information.

3.4 With Your Consent

We may share your information for any other purpose with your explicit consent.

4. Cookies and Tracking Technologies

4.1 What Are Cookies

Cookies are small text files stored on your device that help us provide and improve our services. We use both session cookies (which expire when you close your browser) and persistent cookies (which remain until deleted or expired).

4.2 How We Use Cookies

  • Essential Cookies: Required for website functionality and security
  • Analytics Cookies: Help us understand how visitors use our website
  • Preference Cookies: Remember your settings and choices
  • Marketing Cookies: Track your visit across websites to deliver relevant advertisements

4.3 Your Cookie Choices

Most browsers automatically accept cookies, but you can modify your browser settings to decline cookies. However, this may prevent you from using all features of our website. You can also use browser extensions to manage cookies and tracking.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction:

  • Encryption of data in transit using SSL/TLS protocols
  • Secure servers and databases with access controls
  • Regular security assessments and updates
  • Employee training on data protection
  • Limited access to personal information on a need-to-know basis

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of your account credentials.

6. Data Retention

We retain your personal information for as long as necessary to:

  • Provide our services and maintain your account
  • Comply with legal, regulatory, tax, or accounting requirements
  • Resolve disputes and enforce our agreements
  • Achieve the purposes outlined in this Privacy Policy

When we no longer need your information, we will securely delete or anonymize it. Inactive accounts may be deleted after a period of inactivity, with prior notice when possible.

7. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

7.1 Access and Portability

You have the right to request access to the personal information we hold about you and receive a copy in a commonly used format.

7.2 Correction

You can request that we correct inaccurate or incomplete personal information. You can update some information directly through your account settings.

7.3 Deletion

You can request deletion of your personal information, subject to certain legal exceptions (e.g., record-keeping obligations, pending disputes).

7.4 Objection and Restriction

You may object to certain processing of your information or request that we restrict processing in certain circumstances.

7.5 Opt-Out of Marketing

You can opt out of receiving marketing communications by:

  • Clicking the "unsubscribe" link in emails
  • Updating your communication preferences in your account
  • Contacting us directly

Note: You cannot opt out of essential service-related communications (e.g., account notifications, billing information).

7.6 Exercising Your Rights

To exercise these rights, please contact us at support@savvyinvestingpro.com. We will respond to your request within a reasonable timeframe and as required by applicable law. We may need to verify your identity before processing your request.

8. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

  • Right to know what personal information we collect, use, and disclose
  • Right to request deletion of your personal information
  • Right to opt-out of the "sale" of personal information (Note: We do not sell personal information)
  • Right to non-discrimination for exercising your privacy rights

California residents can exercise these rights by contacting us at support@savvyinvestingpro.com or calling (+1) 240-715-6236.

9. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately. If we discover we have collected information from a child without parental consent, we will delete it promptly.

10. International Users

Our services are operated from the United States. If you access our services from outside the U.S., your information may be transferred to, stored, and processed in the United States where our servers are located.

By using our services, you consent to the transfer of your information to the United States and acknowledge that U.S. privacy laws may differ from those in your country. We take appropriate safeguards to protect your information in accordance with this Privacy Policy.

11. Third-Party Links

Our website may contain links to third-party websites, plugins, or applications. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party sites you visit.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of material changes by:

  • Posting the updated policy on our website with a new "Last Updated" date
  • Sending an email notification to registered members (for significant changes)
  • Displaying a prominent notice on our website

Your continued use of our services after changes become effective constitutes acceptance of the updated Privacy Policy. We encourage you to review this page periodically.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Savvy Investing Pro LLC
11815 Fountain Way, Suite 300
Newport News, Virginia 23606
Email: support@savvyinvestingpro.com
Phone: (+1) 240-715-6236

We will respond to privacy inquiries within 30 days.

© 2025 Savvy Investing Pro LLC. All rights reserved.

Educational content only. Not investment advice. See disclosures.